Chip, Pin, Password...
Anyone who uses internet banking these days will find themselves handing over a vast array of numbers and passwords, authentication tokens and browser cookies. You have a card, this has a chip, you have a Challenge/Response card reader, and you have a pin. There’s at least half a dozen banks in the UK that I can name who use the Challenge/Response type card readers. To log into my online banking, I need my Passwords, Pins and if i want to do “advanced functionality” I need my card and challenge auth reader. ...